- California Online Privacy Protection Act of 2003 (CalOPPA) – a privacy law that applies to any website that collects the PII of California residents;
- California Consumer Privacy Act (CCPA) – a new privacy law that protects the PII of California residents;
- General Data Protection Regulation (GDPR) – a privacy law that protects the PII of European Union residents and applies to businesses outside of the European Union as well;
- United Kingdom Data Protection Act 2018 (UK DPA) – a privacy law that protects the PII of United Kingdom residents and applies to businesses outside of the United Kingdom as well;
- Delaware Online Privacy and Protection act (DOPPA): a privacy law that applies to any website that collects the PII of Delaware residents;
- Nevada Revised Statutes Chapter 603(A) – a recently amended privacy law that protects the PII of Nevada residents;
- Personal Information Protection and Electronic Documents Act (PIPEDA) – a privacy law that protects the PII of residents of Canada;
- Australia Privacy Act of 1988 – a privacy law that protects the PII of residents of Australia;
- Colorado Privacy Act – a privacy law that protects the personal data of residents of Colorado and goes into effect July 1st, 2023.
- Virginia Consumer Data Protection Act (VCDPA) – a privacy law that protects the personal information of residents of Virginia and goes into effect January 1st, 2023.
It is important to note that the application of privacy laws is not based upon where you or your business is located but rather on whose PII you are collecting, where your customers resident, where you offer goods or services, and who you track on your website. Thus, the privacy laws listed above can apply to you even if you are not located in those states or countries.
What are Terms and Conditions?
- Get approval to use third party payment processors such as Stripe or PayPal;
- Answer commonly asked customer questions regarding returns, refunds, and cancellations and thus help move customers towards making a purchase;
- Lessen your liability by specifying what warranty, if any, you offer on the website or on purchases made on your website;
- Protect your intellectual property and help reduce the likelihood of costly intellectual property infringement lawsuits;
- Save costs by specifying where disputes will be resolved;
- Lessen the amount of damages that you may be responsible for in case of a dispute;
- Maintain control over your website and its users.
Depending on where your business is located, your Terms and Conditions may also need to include clauses on warranties, returns, refunds, and cancellations that comply with your country’s consumer protection laws.
In conclusion, Terms and Conditions are used to answer commonly asked customer questions, limit your liability, and protect your business.
Donata is the Co-founder and President of Termageddon, an auto-updating generator of website and application policies. She is a licensed attorney and Certified Information Privacy Professional. She also serves as the Vice-Chair of the American Bar Association’s ePrivacy Committee and the Chair of the Chicago Chapter of the International Association of Privacy Professionals. In her free time, Donata enjoys beekeeping, hunting for morel mushrooms, and walks with her husband and two dogs.